tyzekiel asked:


I had a car for sale on an online site and I got an email offering to buy my car for the advertised price. This guy wants to send me a check for $10,000 for a $4,000 car. And then wants me to send him a check back for the balance, ok, obviously a scam. My question is who do I report this to? I already filed a complaint/observation with the FBI, but they are taking their sweet time to get back to me. I haven’t actually been scammed yet, but if an agency wanted to work with me we could probably catch this guy. Thanks for any help.

CHELSEA

Brenda Williams asked:


Some owners keep their automobiles running like finely tuned Swiss watches. They carefully follow all of the manufacturer’s recommendations in the owner’s manual. They buy premium grade oil, order regular check-ups and rush to the repair shop when they detect any unusual noise.

However, most of us are inclined to skimp a little on maintenance and some of us never see the repair shop until the car quits. Sometimes this is due to finances but most of the time it is a matter of convenience. We need our cars to take us where we have to go and we’re reluctant to give them up even for a short period of time.

But, now that gasoline is still at astronomical prices, we need to re-think our maintenance practices. Letting some things go can cost us money in extra fuel consumption. For instance, repairing a faulty oxygen sensor can result in a 40% improvement in gas mileage. Tuning an engine can increase mileage by 4%.

You should be sure that your air filter is always clean. If your engine is fuel injected, airflow regulates the quantity of fuel that is burned. The process of mixing air and fuel is quite precise so the filter needs to be clean to ensure an efficient mixture. The air filter also protects your engine from impurities, extending the life of the engine as well as saving on gas.

It is also important to check oil regularly and change dirty oil. An engine with clean oil operates at maximum efficiency, which translates into gas savings. You should definitely use the grade of motor oil recommended by the manufacturer. Using one weight oil in an engine designed for a different weight can lower gas mileage up to 2%.

You can also realize greater efficiency from using a high-quality multi-grade oil but if there is a price difference you need to compare the costs involved.

And when your tires are not properly inflated, your gas mileage decreases by 5%. The Environmental Protection Agency estimates that millions of American cars run on tires that are not correctly inflated. Correctly inflated tires will also last longer and are safer.

The owner’s manual always states the correct pressure for the tires. If you are driving a pre-owned car with no owner’s manual, you can call a local dealer or research the information on the net.

Radial tires are supposed to improve gas mileage by 5% when driving in the city and by 7% when driving on a highway. So if you don’t already use radials, you might consider switching.

Another benefit of radial tires is that they last longer. However, you should be careful not to mix radials with conventional tires unless the owner’s manual clearly states that this procedure is acceptable for that model car.

In addition, tires need to be properly balanced. Properly balanced tires reduce road friction thereby increasing fuel efficiency.

You also need to check wheel alignment to ensure that wheels are properly aligned. Wheels that are out of alignment also cause your car to burn extra fuel.

Although the savings from each practice might be small, the overall savings is worth the extra effort.



WINFRED

cymc415 asked:

Learn how to sharpen your game when car buying so yo can get the best deal without becoming a victim of fraud. Produced by Consumers for Auto Reliabiity adn Conscious Youth Media Crew.

TERRI

mariarahe asked:


I have don’t have much if any credit- just a low amount credit card. Since I am footing the bill for that an two other bills,I dont have very much room left for insurance
( which i know is nesscesary) and a car payment. Help!

WALLACE

AutoNetwork asked:

Visit http://www.autonetwork.com for the largest collection of new car introductions.
Money saving car buying tips from AutoNetwork. After market.

OCTAVIO

Lesley Lyon asked:


We have been facing a lot of transport problems almost everyday and one would like to own a vehicle. But this is not possible for all the people as they are very much expensive. But people who can make monthly payments can avail auto loans to buy vehicles. These days, the interest rates for auto loan have turn out to be very affordable. But they must not forget to check with the details like interest rates, impact of the finances etc, because these factors determine the feasibility to purchase a vehicle meant for own use. If people do this before buying a vehicle, then they will not be in trouble to make monthly regular payments. So selection of exact lender who offers loan with less interest rate is very much important.

More than this having good credit profile will ensure the individual to get an exact loan with proper rate of interest. With the help of credit profile, the financier will be able to know whether the individual will repay the loan or have an intention to repay the loan. Some of the specific components which determine an individual’s credit profile are age, occupation or profession, financial income, previous credit record, ownership of a home or any other property, etc.

The individual must make sure of his affordability of repayment and maintenance expenses, before going for an auto loan. It is also necessary to consider the source from where the finance has been taken like banks or credit unions or auto loan dealers or financiers. Prior to taking a loan it must be decided whether to opt for secured loans or unsecured loans. But unsecured loans have higher rate of interest than secured loans. Whatever the case may be the collateral which is used for taking loan, can be house, car etc. The individual can decide on it, but in case of secured loans, if the payment is in default he might lose the collateral. Even though the secured loans charge less interest rate, chances of losing the collateral are high, unless the payments are made promptly.

Auto loans can be obtained through online also. Without having much difficulty a person can avail loans by going through many options left around with many lenders. Those online lenders even provide online calculator, which helps the customer to determine the amount to repay as monthly installments and the interest rates for the loan. It is an easy task by just mentioning the amount to borrow and time frame. Thus it helps in calculating the interest rates. Sometimes they even let the buyer to compare the rates offered by other lenders.

By calculating the interest rates and individuals repayment capacity, it will help to know the affordability to own a vehicle. But many people are uncertain on this and they end up into trouble after taking an auto loan. They must know that the money spent does not end with taking an auto loan and buying a car, but it leads to other maintenance expenses of the vehicle. This mistake can be avoided by using online calculators or getting details from a knowledgeable and authorized source before taking an auto loan.



STEPHANIE

John M asked:


salvage, water damage, etc. cars which people wrecked and insurance companies take and sell.

MARIA

Neon lights asked:


If you don’t own the car, how can you take the car to have a mechanic look at it? How much does it cost to do this?

FREDA

pozitive thinking asked:


please let me know, Im thinking about it. The car is 3 hrs away from me so i prob will not drive it before i buy.

JANIS

Lorelai Casey asked:


The dealership is trying to sell a 2000 Cadillac Catera for $6000. It is an automatic transmission of course, has 102,000 miles and is in good condition for a used car I guess…Here is the description:

PEARL WHITE WITH TAN LEATHER. ALL POWER INCLUDING WINDOWS,LOCKS, MIRRORS AND SEATS. MOONROOF,CASSETTE/ CD PLAYER. 3.0 LITRE V-6 WITH 102,000 HIGHWAY MILES.

I’m not sure where this price stands on its actual value, but that is why I’m asking for help. I want to know how much I should offer for this vehicle because I know dealerships ask for higher prices. Please, if you were buying this car, WHAT WOULD YOU OFFER. What is a REASONABLE price to offer for this car? I know about KBB and all that, so I don’t want to be told “look it up” or something. I just want other opinions on how you others out there would go about calculating and then planning on making a deal. If you can help me out with this car, I would really appreciate it–Thanks!
Oh my gosh-no! I always go by the Kelly Blue Book. I was just saying I don’t want people to just answer with something as stupid and lame and unhelpful as “Look it up on KBB” and that’s it. Wow, I did not think at all that people would take it that I have an “aversion” to it..wow, jeez…well, Thanks for the help.

RYAN